Last Updated: 01/22/2026
These Terms of Service (“Terms”) govern your access to and use of the website, online services, and communications (including text messaging) provided by Schrager Hampson Aviation Insurance Agency, LLC, (“Company,” “we,” “us,” or “our”). By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree, please do not use the website or services.
IMPORTANT: These Terms are a general draft for informational purposes and do not constitute legal advice. You should have qualified legal counsel review and customize these Terms to ensure compliance with applicable federal, state, and industry-specific laws.
1. Eligibility and Permitted
Use You must be at least 18 years of age and have the legal authority to enter into these Terms to use the website and services. The website is intended for lawful use related to aviation insurance inquiries, applications, servicing, and general information.
You agree not to:
• Use the website for any fraudulent, unlawful, or misleading purpose
• Attempt to gain unauthorized access to systems or data
• Interfere with the operation or security of the website
• Use automated tools (scrapers, bots) without our written permission
2. No Insurance Guarantee or Advice
Information on this website is provided for general informational purposes only and does not constitute legal, tax, or insurance advice. Coverage quotations, indications, or descriptions are non-binding and subject to underwriting approval, policy terms, conditions, exclusions, and carrier acceptance. Submission of information through the website does not guarantee coverage or bind insurance. Coverage is only bound when confirmed in writing by an authorized representative of the Company or an applicable insurer.
3. User Submissions
By submitting information through the website (including forms, email, or chat), you represent that:
• All information provided is accurate and complete to the best of your knowledge
• You have the authority to provide such information You grant us the right to use submitted information for the purpose of providing insurance services, responding to inquiries, servicing accounts, and complying with legal obligations, subject to our Privacy Policy.
4. Text Messaging (SMS/MMS) Terms
By providing your mobile phone number and opting in to receive text messages from us, you expressly consent to receive text messages (SMS and MMS) from Schrager Hampson Aviation Insurance Agency, LLC, including messages related to:
• Insurance quotes, applications, and policy servicing
• Appointment scheduling and reminders
• Customer support and account notifications
• Informational and administrative communications
4.1 Consent and Compliance
Your consent is not a condition of purchasing any insurance product or service. Text messages may be sent using an automatic telephone dialing system or similar technology, in compliance with the Telephone Consumer Protection Act (TCPA) and applicable laws.
4.2 Message Frequency and Costs
Message frequency varies. Standard message and data rates may apply depending on your mobile carrier and plan. We are not responsible for carrier delays or failures.
4.3 Opt-Out Instructions
You may opt out of receiving text messages at any time by replying STOP to any message. After opting out, you may receive a confirmation message, and no further text messages will be sent unless you re-consent. For help, reply HELP or contact us using the information in Section 11.
4.4 Supported Carriers
Text messaging is supported by most major U.S. carriers; however, delivery is subject to your mobile carriers availability and policies.
5. Intellectual Property
All website content, including text, graphics, logos, icons, images, and software, is the property of Schrager Hampson Aviation Insurance Agency, LLC or its licensors and is protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without prior written consent.
6. Third-Party Links
The website may contain links to third-party websites or services. We do not control and are not responsible for the content, policies, or practices of third parties. Accessing third-party links is at your own risk.
7. Privacy
Your use of the website and services is also governed by our Privacy Policy, which describes how we collect, use, and protect personal information, including information related to text messaging. The Privacy Policy is incorporated into these Terms by reference.
8. Disclaimer of Warranties
The website and services are provided on an “AS IS” and “AS AVAILABLE” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
9. Limitation of Liability
To the maximum extent permitted by law, Schrager Hampson Aviation Insurance Agency, LLC shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the website, services, or text messaging communications, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Schrager Hampson Aviation Insurance Agency, LLC, its officers, employees, agents, and partners from any claims, damages, losses, or expenses arising out of your use of the website or violation of these Terms.
11. Contact Information
If you have questions about these Terms or our text messaging practices, please contact us:
Schrager Hampson Aviation Insurance Agency, LLC
9A Lafayette Rd, Suite 5
Phone: 781-274-0303
Email: david@planeinsurance.com
12. Modifications to Terms We may update these Terms from time to time. Updates will be posted on this page with a revised “Last Updated” date. Your continued use of the website or services after changes are posted constitutes acceptance of the revised Terms.
13. Governing Law and Jurisdiction These Terms shall be governed by and construed in accordance with the laws of the state of New Hampshire, without regard to conflict of laws principles. Any legal action shall be brought exclusively in the state or federal courts located in Rockingham County, NH.
14. Entire Agreement These Terms, together with the Privacy Policy and any written agreements regarding insurance coverage, constitute the entire agreement between you and Schrager Hampson Aviation Insurance Agency, LLC regarding the website and services.