I applied for a quote and bound coverage. Why do I need to return an application after coverage has already been in effect?

All aviation insurance companies require a new application if you are a new customer to them. This application is specifically worded with your individual effective date, your exact liability limits, your hull value, and questions tailored to your exact policy. Even if you have already started a policy, the insurance company will require an application with your information and an original signature. The application becomes part of your policy. Many insurance companies require a new application every three years if you are a current client.